USD to PKR Exchange Rate (November 13, 2025)

The Pakistani Rupee (PKR) opened today’s session showing modest strength against the US Dollar (USD). The interbank market remained stable, while the open market maintained a customary premium over formal bank rates, reflecting ongoing demand for physical USD.

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🏦 Interbank Market – Opening Rates

• Buying Rate: PKR ≈ 280.70
• Selling Rate: PKR ≈ 280.90

Market Insight:
The interbank spread opened around PKR 0.20, indicating balanced liquidity conditions and no significant overnight shocks. The rate reinforces a steady start in formal banking channels.

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💵 Open Market – Opening Rates

• Buying Rate: PKR ≈ 282.00
• Selling Rate: PKR ≈ 282.80

Market Insight:
The open market opened with a premium of approximately PKR 1.10–1.40 over interbank levels, reflecting continuing demand among cash/retail users, importers and remittance recipients.

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📊 Opening Rate Snapshot

Market Segment	Buying Rate	Selling Rate	Spread	Approx. Premium vs Interbank
Interbank	~280.70	~280.90	~0.20	—
Open Market	~282.00	~282.80	~0.80	~PKR 1.10–1.40

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🔍 Market Outlook

• The stable interbank opening suggests that formal FX flows remain in relative balance for now.
• The open-market premium persists, indicating consistent demand for physical USD, though no major supply strain is evident.
• Traders and businesses should monitor global USD movements, major remittance/flow announcements, and any policy commentary from the State Bank of Pakistan (SBP) that may affect intraday sentiment.

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